WhatsApp vs Signal
Side-by-side comparison of the Terms of Service and Privacy Policy of WhatsApp and Signal.
WhatsApp offers meaningful privacy controls, limited message retention, and clear in-app deletion/access tools, but balances that with extensive metadata collection, Meta sharing, business-facing data use, arbitration/class-action waivers for some users, and strong liability limitations.
WhatsApp’s legal terms emphasize messaging privacy in some respects, especially by not ordinarily retaining delivered messages and offering in-app account data access and deletion tools. But it also collects substantial metadata, shares information across Meta companies and providers, allows broad business-message processing, imposes strong liability limits, and for U.S./Canada users requires individual arbitration unless timely opted out.
Points of interest
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negative ●●●●● termsBinding arbitration, no class actions
For U.S. and Canada users, most disputes must be resolved through individual arbitration unless you mail an opt-out within 30 days. This sharply limits going to court or joining class actions.
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negative ●●●●○ privacyExtensive metadata collection
Even if message content is not ordinarily stored, WhatsApp collects broad activity, device, connection, IP, cookies, and estimated location data. This can reveal patterns about who you interact with, when, and how often.
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negative ●●●●○ termsMeta sharing for ads/personalization
WhatsApp shares data with Meta companies not just for security and infrastructure, but also to improve products and ad experiences across Meta services. That expands use of your data beyond core messaging.
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negative ●●●●○ privacyBusinesses may read messages
Messages sent to businesses may be accessible to the business and its service providers, which can include Meta. Those conversations may be stored, read, or otherwise processed under the business's own privacy practices.
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positive ●●●●○ privacyDelivered messages not retained
WhatsApp says it does not normally keep your messages once delivered. Undelivered messages are kept encrypted for up to 30 days, which is comparatively privacy-protective for message content.
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negative ●●●○○ termsLow liability cap
If WhatsApp harms you, its total liability is generally capped at $100 or what you paid in the last 12 months. For a free service, that usually means very little practical compensation.
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negative ●●●○○ termsUnilateral suspension or termination
WhatsApp says it may modify, suspend, or terminate access at any time, including for risk, harm, or long inactivity. That gives the company broad discretion to remove features or disable accounts.
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positive ●●●○○ privacyIn-app data access and export
You can request account information and port your data through an in-app feature. This gives users a practical way to inspect and move some of their information.
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positive ●●●○○ privacyClear account deletion flow
WhatsApp provides an in-app account deletion tool and explains that deletion removes account info, profile photo, group memberships, and message history from WhatsApp. It also warns that others may still keep copies.
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negative ●●○○○ termsTerms can change unilaterally
WhatsApp can update its terms and treats continued use as acceptance after notice of material changes. If you disagree, your main remedy is to stop using the service and delete your account.
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negative ●●○○○ privacyIndefinite retention possible
Outside specific limits for undelivered messages, WhatsApp keeps information as long as needed for service, legal, security, or enforcement reasons on a case-by-case basis. That leaves retention periods open-ended for many data types.
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neutral ●●○○○ termsNo emergency calling
WhatsApp is not a substitute for phone emergency services and will not connect you to police, fire, or hospitals. Users should not rely on the app in emergencies.
Documents
Signal offers unusually strong privacy commitments and minimal data practices compared with many messaging services, including explicit no-sale language and end-to-end encryption. Its downsides are mostly standard legal-risk protections for the company: liability limits, California forum selection, unilateral policy changes, account termination discretion, and required phone-number registration.
Signal’s legal terms are notably privacy-forward for a messaging service: it says it does not sell or monetize personal data, uses end-to-end encryption, and stores limited account and technical information. The tradeoffs are standard but important: required phone-number signup, international data transfers, broad service disclaimers, a $100 liability cap, California-only dispute venue, unilateral updates, and the ability to suspend or terminate access at any time.
Points of interest
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positive ●●●●● termsNo data selling
Signal explicitly says it does not sell, rent, or monetize your personal data or content. That is a strong privacy commitment compared with many ad-supported services.
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positive ●●●●● privacyEnd-to-end encrypted content
Signal says it cannot access the contents of your messages or calls because they are end-to-end encrypted. In practice, this sharply limits what the company can read or disclose about your communications.
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negative ●●●●○ termsLiability capped at $100
If Signal harms you, its total contractual liability is capped at $100 to the extent allowed by law, and many categories of damages are excluded. This significantly limits practical remedies.
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positive ●●●●○ privacyMinimal server-side data
The policy says message history stays on your devices and that server-side technical data is limited to what is necessary to operate the service. This reduces the amount of personal information retained centrally.
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negative ●●●○○ termsPhone number required
You must sign up with a phone number and accept verification texts or calls. That creates an identity link many privacy-conscious users may prefer to avoid.
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negative ●●●○○ termsCalifornia courts only
Disputes must be brought in specified California courts under California law. This can make it harder or costlier for non-California or international users to pursue claims.
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negative ●●●○○ termsUnilateral changes and termination
Signal can update its terms and privacy policy, with continued use treated as acceptance, and it may suspend or terminate access at any time for any reason. Users have limited leverage if terms worsen or access is cut off.
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positive ●●●○○ termsYou keep ownership
Signal states that you own the information you submit through the service. Notably, the terms do not describe a broad content license letting Signal exploit user content.
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negative ●●○○○ privacyContact hashing uploads
If you use contact discovery, Signal may hash address-book data and send it to its servers to find other users. This is optional and privacy-protective by design, but still involves sharing derived contact data.
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negative ●●○○○ termsInternational data transfers
Signal says encrypted information and metadata may be transferred to the United States and other countries where it or its providers operate. Users outside those countries may face different legal protections.
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negative ●●○○○ termsNo emergency calling
Signal is not a substitute for emergency services. Relying on it in a crisis could be dangerous because it does not connect to police, fire, hospitals, or similar services.
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positive ●●○○○ privacyIn-app privacy controls
Users can manage personal information and enable extra protections like a Registration Lock PIN in the app settings. This is a useful transparency and account-security feature.
Documents
Comparison is based on each service's published Terms of Service and Privacy Policy. Read the source documents linked above before relying on any specific clause.