Wise — change history

2026-05-07 Privacy Policy shift 0 3c64bda

No substantive change.

fixed: typo in example national ID term no: user-facing privacy scope unchanged

2026-05-02 Terms of Service shift +1 5d601d0

Wise expanded Wise Profile/Account structure to include Main Account, Jars, and Groups, and extended funding, direct debit, and account details rules to cover them.

added: one Wise Profile can hold a Wise Account with Main Account, Jars, and Groups added: Jars can receive Account Details and hold direct debits expanded: Account Details may credit Main Account, Jar, or Group expanded: direct debits can be taken from Main Account, Jar, or Group clarified: account/profile terminology throughout the agreement

2026-04-28 Terms of Service shift +1 4da925c

Wise extended termination notice to 90 days and clarified that contract changes can take effect immediately for neutral or user-favorable updates without needing a change notice.

changed: termination notice from 2 months to 90 days clarified: immediate termination right if user rejects revised terms removed: need to state new-service/flexibility changes in the immediate-change notice clarified: some changes take effect immediately without notice

2026-04-21 Privacy Policy shift +1 a8e59c4

Wise replaced a sparse notice with a detailed privacy policy expanding disclosed data collection, sharing, automated decision-making, marketing, international transfers, and country-specific rights and disclosures.

added: detailed categories of personal, financial, device, location, biometric, and behavioral data collected added: broader sharing with affiliates, advertisers, analytics providers, partners, authorities, and fraud agencies added: automated decision-making, fraud-risk profiling, and possible account rejection/closure with review rights clarified: retention periods, international transfer safeguards, and user privacy rights added: country-specific disclosures for US, California, Belgium, India, Japan, and UK fraud checks

2026-04-21 Terms of Service shift +2 a8e59c4

Wise replaced a receipt-help page with full customer terms adding broad account, verification, fee, suspension, card, and transfer rules, plus credit checks and limits on using Wise.

added: full binding customer agreement governing Wise services added: Wise may run credit-report and identity checks added: account suspension, closure, holds, and fund deduction rights added: fees, withdrawal limits, reversals, negative-balance collection terms added: card, direct debit, APP scam reimbursement, and transfer rules

2026-04-20 Privacy Policy shift 0 fb6ddb1

No substantive change.

added: site navigation and product marketing content added: links to privacy notices for personal and business customers added: corporate/legal footer information clarified: optional cookies still require user acceptance