Recent changes

Binance Terms of Service shift +2 2026-04-21

Binance replaced cookie text with comprehensive ADGM trading terms adding arbitration, broad custody/settlement rules, fee deductions, KYC, suspension rights, and liability limits.

added: mandatory arbitration and class action waiver added: extensive custody, settlement reversal, and asset segregation terms added: broad KYC, monitoring, and enhanced due diligence requirements added: rights to deduct fees and convert assets to collect amounts owed clarified: Binance limits fiduciary duties and liability for losses

Wise Terms of Service shift +2 2026-04-21

Wise replaced a receipt-help page with full customer terms adding broad account, verification, fee, suspension, card, and transfer rules, plus credit checks and limits on using Wise.

added: full binding customer agreement governing Wise services added: Wise may run credit-report and identity checks added: account suspension, closure, holds, and fund deduction rights added: fees, withdrawal limits, reversals, negative-balance collection terms added: card, direct debit, APP scam reimbursement, and transfer rules

Cash App Terms of Service shift +1 2026-04-21

Cash App expanded credit score data use to include affiliate-held Block activity and clarified scores don’t guarantee product availability or eligibility.

expanded: score may use data from Block affiliates and affiliate transactions clarified: score is not shared with unaffiliated third-party lenders or institutions added: score does not guarantee product, service, terms, feature availability, or eligibility clarified: affiliates are also not providing professional or legal advice

Bolt Terms of Service shift +2 2026-04-21

Bolt replaced a cookie notice with full driver-provider terms adding commissions, payment rules, suspension/termination rights, and broad compliance obligations for transport service providers.

added: full binding platform terms for drivers/service providers added: Bolt commissions, payout schedules, fees, and negative-balance rules added: account suspension/restriction and termination grounds added: extensive legal, licensing, tax, and data-compliance obligations clarified: Bolt is intermediary/agent, not transport employer

AWS Terms of Service shift +1 2026-04-21

AWS added Amazon Location Service Address Validation terms, limiting use to internal business purposes, banning resale and certain database/navigation uses, and imposing additional postal-authority terms.

added: new terms for Amazon Location Service Address Validation feature restricted: Address Validation Data may be used only for your own business purposes prohibited: resale, geospatial database development, and in-flight or drone navigation uses added: postal authority terms also govern use of Address Validation Feature

Threads Terms of Service shift +2 2026-04-21

Threads replaced a placeholder/login page with Meta’s full Facebook Terms, adding broad content licenses, ad-personalization terms, account enforcement rules, and liability/dispute provisions.

added: personalized advertising funded by use of your data added: Meta content licence and deletion/retention rules added: account suspension, content removal, and fact-checking enforcement terms added: liability disclaimers and California-based dispute provisions

Peacock Terms of Service shift +2 2026-04-21

Peacock replaced a brief access notice with full NBCUniversal terms adding court-based dispute rules, broad content licenses, liability limits, monitoring rights, and personalized advertising provisions.

added: disputes must be resolved in court in New York, not arbitration added: NBCUniversal may monitor use, suspend accounts, and remove content added: broad perpetual license to use user-generated content without compensation added: liability disclaimers, damages cap, and user indemnification obligations clarified: personalized/ad-supported services process data under the Privacy Policy

Hulu Terms of Service shift +2 2026-04-21

Hulu replaced marketing copy with Disney-wide legal terms adding binding arbitration, class-action waiver, stricter use restrictions, and broad user-content licensing.

added: mandatory individual arbitration and class-action waiver added: broad license for Disney to use user-generated content added: explicit anti-scraping/AI-training and commercial-use prohibitions clarified: auto-renewal, cancellation, refunds, and billing terms expanded: liability disclaimers and $1,000 cap on damages

Max Terms of Service shift +2 2026-04-21

Terms were massively expanded, adding arbitration, liability waivers, stricter billing/refund and account-sharing rules, ad disclosures, and broad rights for Max to suspend accounts and change service features.

added: mandatory individual arbitration and jury-trial waiver added: no refunds/prorated billing and collection-cost liability added: household-only account sharing with suspension/feature limits for misuse added: ad-supported/live content disclosures even on some ad-free plans added: broad suspension, termination, warranty disclaimer, and liability limits

Instagram Terms of Use shift +2 2026-04-21

Instagram replaced a login page with Facebook/Meta terms, introducing broad rules on personalized ads, data use, content licenses, account suspension, liability and dispute handling.

added: personalized advertising funded by use of personal data added: broad license and delayed deletion terms for user content added: Meta rights to remove content and suspend/delete accounts added: liability disclaimers and California venue for many disputes clarified: these are Facebook/Meta terms, not Instagram-specific terms